FTHB Guide
First Time Home Buyers Guide
We'll guide you through every step of the home-buying process with expert advice and personalized mortgage solutions.
- Discover your maximum home purchase budget. (Use our calculator for an estimate.)
- Get pre-approved by a trusted mortgage broker.
- Start your home search with confidence.
- Save for your down payment using the FHSA and Home Buyers' Plan (HBP).
-Budget for closing costs and explore the BC Property Transfer Tax exemption.
-Check which first-time home buyer programs and incentives you qualify for.
-Work with a REALTOR® to find a home that fits your needs and budget.
-Compare neighbourhoods, home features, and long-term affordability.
-Make an informed offer when you find the right home.
-Submit an offer on your chosen home.
-Negotiate the price and purchase terms.
-Complete any required conditions before closing.
- Sign the final documents and complete your purchase.
-Pick up your keys and move into your new home.
-Start your homeownership journey with confidence.
